North Shore Times : January 10th 2013
www.northshoretimes.co.nz 9 NORTH SHORE TIMES, JANUARY 10, 2013 NEWS Career 9090 Career 9090 $120 FULL SERVICE FREE FREE Includes: $40 SAVE SPECIAL CAM BELT REPLACEMENT $ FROM180(Scan this to learn more) Autoland NORTH SHORE A fresh new concept in vehicle servicing 17 Parkway Drive - Off Constellation Mairangi Bay Phone: 477 2744 Email: firstname.lastname@example.org Website: www.autoland.net.nz 4737373AB 17 Oteha Valley Road Extension Phone: 09 414 0857 ALBANY VILLAGE WHEEL ALIGNMENTS from$59... & other great deals instore now! FREE COFFEE & MUFFIN 4971147AI 5078214AC DAILY TASTINGS Our own • Smoked Fruit Salami • Mustards, Dressings • Chutneys & Jams • Great Gift Ideas Choose a Pantry Pak of any twelve jars and pay for only 11 jars! 18 Ahuroa Rd, Puhoi Village Ph/Fax 09 422 0069 | OPEN 10am-5pm DAILY email@example.com puhoipicklesandpreserves.co.nz Enjoy a day out in Puhoi. See us, have lunch at the Cheese Factory and visit the famous Puhoi Pub. View our latest edition online at www.northshoretimes.co.nz training Education& Advertising Feature Future star: Unitec student Kasserine Sheppard, left, with actors wearing the dance costumes she sewed. Starring role for students By KATASHA McCULLOUGH In the wake of The Hob- bit, two North Shore students are thrilled to be getting their own taste of the New Zealand film industry. Kasserine Sheppard from Takapuna and Elliot Jackson from Bel- mont are working on Stars in Her Eyes, a joint effort from Unitec and Ample Films. Ms Sheppard is work- ing in the costume department and Mr Jackson in the arts. They are both study- ing a bachelor of perfor- ming and screen arts at Unitec. Mr Jackson moved from Britain to New Zea- land originally wanting to become an arborist or join the army. But he had second thoughts about the army and had trouble finding the right course to do to become an arborist. He says having a film credit on his CV as he enters the workforce will be incredible. Ms Sheppard s father is a lecturer at the Uni- versity of Auckland and insisted she did a real degree before pursuing her passion of costume design. Stars in Her Eyes is a romantic comedy written by Unitec s department of performing and screen arts head and Ample Films founder Athina Tsoulis and graduate Lucy Zee. It is being filmed on campus and around Auckland and will be released in July. Search North Shore Times Money resolutions By DAVID KNEEBONE, SORTED SPOKES- PERSON David Kneebone Reducing debt makes it into the top five most popular New Year s resolutions, along with losing weight and getting fit. As you contemplate your money resolutions for 2013, it s important to make sure you have the basics sorted. Spend less than you earn: If there s just one rule for managing your money, this is it. If you re living from pay to pay, and not reducing your debt or growing your savings, you need to take control with a money plan. A good place to start is to track your spending over a couple of weeks or a month -- then use that to create your budget. You might be surprised where your money goes. Decrease your debt If you have dumb debt -- that is, high-interest debt like on a credit card or store card which could be avoided -- your pri- ority should be to get rid of it as fast as possible. List your debts in order of their interest rates and put as much as you can towards the one with the highest rate. Once you ve paid that off, put the extra money towards the next debt with the highest interest rate. It s the fastest way to become debt-free -- providing you avoid tak- ing on any new debt! Start saving: If you haven t saved regularly before, starting a savings habit might seem hard. The trick is not to worry about starting small -- even $20 a week will grow quicker than you think. Review your budget and see what you can afford to save regu- larly. Open a savings account and set up an automatic payment that goes into it as soon as you get paid. Making savings automatic will help you build a long- term habit. As well as saving for the short- term, make sure you ve set some long-term sav- ings goals, like saving to buy your first home and for retirement. Plan for the unex- pected: Nothing dis- rupts a well-planned budget like unforeseen expenses like major car repairs or medical bills. Saving up for an emerg- ency fund is an import- ant goal. Ideally, you should aim to save up the equivalent of three months expenses. It can be challenging to save up this amount -- but every little bit helps. If your circumstances have changed recently, you ll need to check that your insurance still meets your needs. Make a date to review your insurances each year. Sorted is New Zealand's free independent money guide. www.sorted.org.nz has information, tools and calculators to help you make informed financial decisions.
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